Auto

Car Insurance

Rutledge and Associates, serving Eastern Tennessee, is a full-service, independent insurance agency providing automotive insurance for the last 41 years in your neighborhood. By partnering with fifteen of the top-rated insurance providers, we can shop around for the coverage you need at the price you want. Our insurance experts will take the time to get to know you, and we’ll help you find auto insurance solutions that meet the needs of you and your family.

Car insurance is mandatory in Tennessee, the statutes require individual drivers have continual coverage. The average cost of car insurance in Tennessee is $649 dollars. Obviously, this will vary on costs, coverage and risk associated with the individual driver. Effective automotive insurance policies protect drivers from an unforeseen event, such as an accident or a hit-and-run. Automotive insurance can be difficult to understand, our agents will help you figure out the ins and outs of the insurance networks, and detail your available options and benefits. The purpose of automotive insurance is to cover drivers against property and bodily injury.

Liability insurance is required in the state of Tennessee, the lowest amount you can be insured for is 25,000 per person/50,000 per liable incident. Comprehensive coverage, also known as full coverage takes insurance a step further and also insures your vehicle against damage caused during an accident. Certain automotive policies can cover medical payments, which we encourage due to the cost of medical care with or without insurance. We locate the plan that works for you as a new driver, or as an experienced driver. We have access to multiple quote comparisons and can find you a lower premium without sacrificing the amenities. It is of paramount importance to protect oneself from damages caused during an accident to reduce the out-of-pocket spending should the unfortunate occur.

We also provide Commercial Auto Policies and SR-22 insurance polices.